Finance cluster
Insurance Calculators
Estimate premiums, coverage needs, and out-of-pocket costs for life, auto, health, disability, and specialty insurance. Compare policies, claims payouts, and self-insuring trade-offs.
Top calculators
A short starting set for the most common insurance calculators workflows.
Long-Term Care Cost Estimator: Inflation, Elimination, Benefit Pool
Project long-term care out-of-pocket costs year by year with care inflation, a benefit inflation rider, elimination period, benefit pool and correct premium timing.
Commercial Property Insurance Premium and Coinsurance Calculator
Estimate commercial property insurance premiums, monthly cost, effective rate, and a sample coinsurance claim payment for buildings, contents, and business income coverage.
HDHP vs PPO Health Plan Calculator | Compare Annual Plan Costs
Estimate the annual cost of an HDHP with HSA versus a PPO with FSA by combining premiums, deductibles, coinsurance, and account contributions.
Long-Term Care Insurance Premium Estimator
Estimate long-term care insurance premiums and projected future benefits using age, health, daily benefit, elimination period, inflation riders, and shared care options.
Life Insurance Premium Calculator - Mortality Table Term Rates
Estimate level term life premiums from published mortality tables: net single premium, annuity factor, underwriting class multipliers, expense load and monthly cost.
SGLI Premium Calculator: Monthly SGLI, TSGLI and FSGLI Cost
Estimate the monthly SGLI, TSGLI and Family SGLI spouse premium deducted from military pay, using the VA rate schedule effective July 1, 2025, plus a VGLI comparison.
Constitutional Sheriff Posse Training Budget Calculator | Annual Program Costs
Estimate annual training, range, insurance, equipment, and administrative costs for a constitutional sheriff posse or reserve deputy program, including suggested member dues and household fundraising shares.
Crop Insurance Calculator | Estimate Yield Guarantees, Premiums, and Indemnity
Use this crop insurance calculator to estimate the insured yield, coverage guarantee, base premium, producer premium after subsidy, and a simplified indemnity scenario from your yield, price, and acreage assumptions.
All calculators in this cluster
Browse 17 calculators matched to this topic, or return to the Finance category.
Commercial Property Insurance Premium and Coinsurance Calculator
Estimate commercial property insurance premiums, monthly cost, effective rate, and a sample coinsurance claim payment for buildings, contents, and business income coverage.
Constitutional Sheriff Posse Training Budget Calculator | Annual Program Costs
Estimate annual training, range, insurance, equipment, and administrative costs for a constitutional sheriff posse or reserve deputy program, including suggested member dues and household fundraising shares.
Crop Insurance Calculator | Estimate Yield Guarantees, Premiums, and Indemnity
Use this crop insurance calculator to estimate the insured yield, coverage guarantee, base premium, producer premium after subsidy, and a simplified indemnity scenario from your yield, price, and acreage assumptions.
Dental Implant Cost Calculator With Annual Benefit Maximum
Estimate implant, abutment, crown and graft fees, then apply your deductible, coinsurance and annual benefit maximum, and stage work across two benefit years.
Hail Damage Cost Calculator for Roof Repair Estimates
Estimate hail-related roof repair costs using roof area, roofing material, hail size, repair rate, deductible, and coverage.
HDHP vs PPO Health Plan Calculator | Compare Annual Plan Costs
Estimate the annual cost of an HDHP with HSA versus a PPO with FSA by combining premiums, deductibles, coinsurance, and account contributions.
Hospital Indemnity Benefit Calculator for Covered Hospital Stays
Estimate illustrative hospital indemnity cash benefits from a $1,000 admission payment plus $200 for each hospital day.
Hurricane Damage Cost Estimator | Wind Damage & Insurance Planning
Estimate hurricane wind damage and potential uninsured repair costs using property value, storm category, mitigation level, and insurance coverage.
Indexed Universal Life Cash Value and Death Benefit Projection Explorer
Project indexed universal life cash value and death benefit over 30 years using premiums, crediting limits, policy charges, and a year-20 loan.
Insurance Deductible Optimizer: Expected Cost Plan Comparison
Estimate and compare two insurance plans’ expected annual costs from annual premiums, per-claim deductibles, coinsurance, claim frequency, average claim size, and claim-year probability.
IVF Cost Calculator | Plan Fertility Treatment Expenses
Estimate IVF treatment expenses by combining cycle fees, medications, genetic testing, embryo storage, donor costs, travel, and insurance coverage into one out-of-pocket total.
Life Insurance Premium Calculator - Mortality Table Term Rates
Estimate level term life premiums from published mortality tables: net single premium, annuity factor, underwriting class multipliers, expense load and monthly cost.
Long-Term Care Cost Estimator: Inflation, Elimination, Benefit Pool
Project long-term care out-of-pocket costs year by year with care inflation, a benefit inflation rider, elimination period, benefit pool and correct premium timing.
Long-Term Care Insurance Premium Estimator
Estimate long-term care insurance premiums and projected future benefits using age, health, daily benefit, elimination period, inflation riders, and shared care options.
Personal Injury Settlement Calculator | Multiplier Method Estimate
Estimate an injury settlement with the multiplier method: special damages, a general-damages multiplier, comparative fault, policy limits and contingency fee.
Renters Insurance Coverage Calculator - Estimate Property and Liability Needs
Estimate renters insurance coverage and monthly cost from your belongings, liability limit, deductible, and location risk factor.
SGLI Premium Calculator: Monthly SGLI, TSGLI and FSGLI Cost
Estimate the monthly SGLI, TSGLI and Family SGLI spouse premium deducted from military pay, using the VA rate schedule effective July 1, 2025, plus a VGLI comparison.