Finance cluster
Retirement Calculators
Retirement calculators for contribution planning, account comparisons, withdrawal timing, pension estimates, and long-run savings durability.
Top calculators
A short starting set for the most common retirement calculators workflows.
401(k) Growth Calculator | Employer Match & Projection
Estimate how your 401(k) balance may grow with your salary, contributions, employer match, and investment returns, in nominal and inflation-adjusted dollars.
401(k) Employer Match Calculator - Boost Retirement Savings
Estimate how employer matching contributions can grow your 401(k) and project the future value of your retirement account.
72(t) SEPP Withdrawal Calculator: RMD and Fixed Payment Estimates
Plan and compare estimated annual 72(t) SEPP withdrawals using the IRS Single Life Table, RMD, fixed amortization, and an annuitization approximation.
Roth vs. Pre-Tax 401(k) Break-Even Calculator | After-Tax Value
Compare Roth and traditional 401(k) contributions, factor in reinvested tax savings, and estimate the future tax rate where both strategies break even.
Inherited IRA 10-Year Distribution & RMD Planner
Model inherited IRA distributions across the SECURE Act 10-year window, including annual-RMD scenarios, estimated traditional-IRA taxes, assumed growth, and withdrawal strategies.
SEP IRA Contribution Calculator for 2026
Estimate a 2026 SEP IRA contribution from Schedule C profit or owner W-2 wages, including the self-employed reduced rate, IRS caps, staff cost, and a Solo 401(k) comparison.
Inherited IRA Distribution Calculator: SECURE Act 10-Year Rule
Build a year-by-year inherited IRA schedule using the real IRS Single Life Table, with the 10-year and 5-year deadlines and three withdrawal strategies compared.
Roth vs Traditional 401(k) Calculator for After-Tax Retirement Value
Compare Roth and traditional 401(k) contributions by modeling current tax rates, retirement tax rates, annual returns, and years to retirement to estimate after-tax retirement value.
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401(k) Catch-Up Contribution Calculator for Age-50+ Retirement Projections
Estimate how 401(k) catch-up contributions affect your projected retirement balance, including the selected year’s age-based catch-up allowance and the plan limits modeled on this page.
401(k) Employer Match Calculator - Boost Retirement Savings
Estimate how employer matching contributions can grow your 401(k) and project the future value of your retirement account.
401(k) Growth Calculator | Employer Match & Projection
Estimate how your 401(k) balance may grow with your salary, contributions, employer match, and investment returns, in nominal and inflation-adjusted dollars.
72(t) SEPP Withdrawal Calculator: RMD and Fixed Payment Estimates
Plan and compare estimated annual 72(t) SEPP withdrawals using the IRS Single Life Table, RMD, fixed amortization, and an annuitization approximation.
Cash Balance Pension Contribution Calculator | Estimate Plan Funding and Deduction Room
Estimate cash balance pension pay credits, interest credits, baseline funding, approximate deductible contribution room, and projected retirement balance.
Coast FIRE Calculator | Estimate Your Coast Number and FI Target
Estimate your Coast FIRE number and full FI target, then see whether today's portfolio can grow into retirement without any new contributions.
CPP Retirement Benefit Estimator | Estimate Your Canada Pension Plan Pension
Estimate your Canada Pension Plan retirement pension using average pensionable earnings, contribution years, dropout months, inflation, and start-age adjustments.
Federal Employee Leave Accrual & Payout Calculator
Project federal annual and sick leave with the real 4/6/8-hour accrual tiers, 240-hour use-or-lose cap, lump-sum payout at retirement, and FERS sick leave credit.
Financial Independence Calculator: FIRE Target and Years to FI
Calculate a FIRE portfolio target from annual expenses and a withdrawal rate, then estimate years to financial independence from savings, contributions, and returns.
Inherited IRA 10-Year Distribution & RMD Planner
Model inherited IRA distributions across the SECURE Act 10-year window, including annual-RMD scenarios, estimated traditional-IRA taxes, assumed growth, and withdrawal strategies.
Inherited IRA Distribution Calculator: SECURE Act 10-Year Rule
Build a year-by-year inherited IRA schedule using the real IRS Single Life Table, with the 10-year and 5-year deadlines and three withdrawal strategies compared.
IRA Contribution Limit Calculator - 2024 Eligibility
Estimate your maximum IRA contribution for traditional or Roth accounts in 2024 based on age, income, and filing status. Includes detailed explanation with MathML and reference tables.
Lottery Lump Sum vs Annuity Calculator - Compare Jackpot Payouts After Tax
Compare a lottery jackpot lump sum with the present value of an annuity after taxes. See how the advertised prize, cash option, payout years, and discount rate change the choice.
Net Worth Percentile Calculator: Your Rank by Age, from SCF Data
Rank your net worth against US households your age using the 2022 Survey of Consumer Finances medians and means, fitted to a lognormal rather than a straight line.
Pension Lump Sum vs Annuity Calculator - Optimize Retirement Payouts
Compare the present value of annuity payments against a one-time lump sum to decide how to receive your pension.
Roth vs Traditional 401(k) Calculator for After-Tax Retirement Value
Compare Roth and traditional 401(k) contributions by modeling current tax rates, retirement tax rates, annual returns, and years to retirement to estimate after-tax retirement value.
Roth vs. Pre-Tax 401(k) Break-Even Calculator | After-Tax Value
Compare Roth and traditional 401(k) contributions, factor in reinvested tax savings, and estimate the future tax rate where both strategies break even.
SBP Premium Calculator – Survivor Benefit Plan Cost and Annuity
Estimate the SBP premium at 6.5% of the covered base amount, the 55% survivor annuity, the pre-1990 threshold formula, and the month coverage becomes paid up.
SEP IRA Contribution Calculator for 2026
Estimate a 2026 SEP IRA contribution from Schedule C profit or owner W-2 wages, including the self-employed reduced rate, IRS caps, staff cost, and a Solo 401(k) comparison.
Social Security Break-Even Age Calculator | 62 vs FRA vs 70
Find your Social Security break-even age to the month. Compare claiming at 62, FRA, or 70 with COLA and present-value options, plus best claiming age by longevity.